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Terms of use

Last updated: December 24, 2019. 

Backed by Experts found at https://www.backedbyexperts.com is to be governed by the following Terms of Use Agreement. This website is intended to be used by adults over the age of 18. Please read the following carefully before using this website.   

Acceptance of terms

By accessing Backed by Experts’s website, or referred to commonly in this Agreement as “This Website” you are agreeing to the following Terms of Use. We reserve the right to add, update, or change these terms without any notice. Any of these terms will be made available immediately in the “Last updated” date located at the top of this page. 

Use of our website is for informational purposes only

You are responsible for your own purchasing or service usage decisions. We are not your professional advisor in any way, and do not claim to be. All information on this website is broad in scope, and only intended to assist you, as every person’s situation is unique.

We are not a Service Provider or endorsed by any Service Providers

Our content covers recommendations on “Providers” who offer products or services to individuals. We are not a Provider, instead we are a content website that provides information on different Providers, primarily by doing independent research on what other websites or persons in the content category – “Experts” – have recommended. We are not endorsed, affiliated or approved by any of the Providers mentioned on this website. 

Who is determined an “Expert” is up to our discretion and we do not take responsibility for any of their content or our interpretation of their content. 

“Expert” is an adjective used to simplify authors and websites, who to our best determination have experience in their respective categories, and are included within our informational posts. We take no responsibility for either the accuracy of their content that we link to, or the accuracy of our interpretation of their content. We are endorsed or affiliated with any of our “Experts”. 

Jurisdiction

This website is controlled and operated from the United States and is not intended to be subject to non-US laws. In using this website, you are doing so at your own risk and you are responsible for complying with any state or local laws. 

Limitations on our liability

THIS WEBSITE AND ANY SERVICES, CONTENT, INFORMATION, OR MATERIALS MADE THROUGH OR IN CONNECTION WITH THE SITE ARE PROVIDED TO YOU WITHOUT ANY WARRANTIES OF ANY KIND. NEITHER WE OR OUR OFFICERS, OWNERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES OR AFFILIATES SHALL BE HELD LIABLE TO YOU OR ANY THIRD PARTY WHETHER IN CONTRACT, WARRANTY, TORT, OR OTHERWISE FOR ANY LOSS OF REVENUE, BUSINESS, EXPENSES OR DAMAGES THAT ARE A RESULT OF A) YOUR BREACH OF THE TERMS AND CONDITIONS OF THIS AGREEMENT; B) YOUR ACCESS AND USE OF OUR WEBSITE; C) ANY INFORMATION DOWNLOADED OR OBTAINED IN ASSOCIATION WITH THIS WEBSITE; D) ANY ACTION TAKEN IN ASSOCIATION WITH THIS WEBSITE. OUR LIABILITY AND THE LIABILITY OF OUR OFFICERS, OWNERS, EMPLOYEES, CONTRACTORS, REPRESENTATIVES OR AFFILIATES IS LIMITED TO THE TOTAL AMOUNT, IF ANY, PAID BY YOU TO US TO ACCESS AND USE THE SITE.

THIS WEBSITE DOES NOT MAKE ANY REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY OR ACCESSIBILITY OF ANY OF THE INFORMATION CONTAINED IN THE WEBSITE. 

Indemnification

You agree to defend, indemnify, and hold harmless our officers, owners, employees, independent contractors, representatives, agents, and affiliates from and against all claims, losses, costs, and expenses, including attorney’s fees, arising out of a) your use or associated activities in connection with the website; b) any breach of this Agreement by you; c) your transmission, submissions, or postings, any personal injury or property damage caused by you. 

Termination

We reserve the right to terminate your access to this website at any time.

Changes in Terms

We reserve the right to update, change or modify the Terms and Conditions of this agreement at any time without notice. Any of these terms will be made available immediately in the “Last updated” date located at the top of this page. 

Contact information

If you have any questions, comments, or feedback please contact us at backedbyexperts [at] gmail.com